What To Bring To A Medicare Conversation: A Plain English Checklist
A Medicare conversation, whether it's with me, your doctor, or a SHIP counselor (non-profit program called HICAP in Texas), goes a lot faster and further when you walk in with a few things ready. Here's the plain English version of what to bring.
Your current coverage. Your Medicare card, and if you already have a Medicare Advantage, Part D, or Medigap plan, that card too. If you still have coverage through an employer, bring that information as well, since it changes what applies to you.
Your medication list. Names and dosages of everything you take regularly. This is the single most useful thing you can bring, since it lets us check whether a plan's drug list and pharmacy network actually fit what you're already taking, instead of guessing.
Your doctors. A short list of the providers and specialists you don't want to give up. Networks vary plan to plan, and this is one of the most common surprises people run into after they've already switched.
Your questions, written down. Whatever's actually on your mind, cost, a recent diagnosis, an upcoming procedure, a move, jot it down beforehand. It's easy to forget in the moment, and there's no such thing as a small question here.
One more thing worth bringing: a family member or friend, if you'd like a second set of ears. Plenty of people do, and it's always welcome.
None of this needs to be fancy or complete. Even a partial list is more useful than none. Come as you are, and we'll fill in the rest together.